Welcome friends, I hope all of you are enjoying and earning a lot by reading our existing articles. Today I am back again with another article which is without investment earn money apps in India 2023. I know many of you want to earn money online but don’t want to invest money. Which is completely fine. Because not everyone has money to invest.
There are many apps that can be helpful for you in order to make money online. But the problem is you have to wait for a longer period to receive your first payment and you need to invest a lot of money in equipment, security deposits and a lot of things.
Today I will talk about some good without investment earn money apps in India 2023 which are either gaming apps, coupon apps or shopping apps. You just need to signup, refer and play games in order to make money from these apps. If you have a group of people or an active Telegram Channel then you can seriously make a lot of money every day.
Let’s take my example when I was not a full-time blogger, I used to run a Telegram Channel. Which had 3000-4000 subscribers at that time. And just sharing referral links a couple of times a day helped me to make more than Rs 1000 every day in 2018-2019.
Table of Contents
Without Investment Earn Money Apps
| Earning Apps | Referral Amount | Download Link |
|---|---|---|
| 1. My11Circle | ₹551 | Download My11Circle |
| 2. PhonePe | ₹100 | Download PhonePe |
| 3. Vision11 | 20% for a lifetime | Download Vision11 |
| 4. Real11 | ₹125 | Download Real11 |
| 5. GameZy | Upto ₹12516 | Download GameZy |
| 6. 11Challengers | 20% for a lifetime | Download 11Challengers |
| 7. MobiKwik | ₹20 | Download MobiKwik |
| 8. Google Pay | ₹125 | Download GooglePay |
| 9. Groww | ₹300 | Download Groww |
| 10. Paytm | ₹100 | Download Paytm |
| 11. OneCode | 10% for a lifetime | Download OneCode |
| 12. Paytm First Games | ₹5000 | Download PFG |
| 13. Zingoy | 10% for a lifetime | Join Zingoy |
| 14. Amazon | ₹75 | Join Amazon |
| 15. Meesho | ₹350 | Download Meesho |
| 16. Jeet11 | ₹1000 | Join Jeet11 |
1. My11Circle Fantasy App
In 2018-2019, this was my favourite money-earning app without investment. The reason is been very simple. It gives us the freedom to make money without investment. And this is something that everyone is looking for in any earning app.
Sourav Ganguly along with some other cricketers is the brand ambassador of the My11Circle fantasy app. You can play fantasy cricket and football in this app. This app is also known as Rummy Circle. You can switch between any of the apps whenever you wish.
The reason why I have added this app to the no 1 position is because of its referral policy. My11Circle app will give you a chance to get a Rs 1500 bonus after signup. But I feel a cash bonus in a fantasy app is something that is not so important.
If you refer a friend of yours and if they join through your link and start playing games in this app then you will get up to Rs 551 for a referral. The more you refer the more money you will make. You don’t need to play games. If you wish you can withdraw all your referral balance into your bank account. My11Circle minimum withdrawal limit is Rs 100.
Also Read: Best Rummy Apps in India
2. PhonePe Payment App
A few years ago, PhonePe was very popular for its daily UPI offers. But gone are those days. Anyway, you still have a chance to make money from the PhonePe app. And I feel PhonePe is one of the best without investment earn money apps in India 2023.
If you signup through someone’s link or if you refer someone then in both cases you will end up having Rs 100 in your PhonePe gift voucher. The only condition is they need to make their first UPI transfer worth Rs 100 or more after registering for the first time through your link.
You can not withdraw your PhonePe referral amount to your Bank account. But I don’t think this will harm you. Because you can use your referral amount to recharge, bill payments, gold purchases and invest through the PhonePe app.
Also Read: Best Paytm Cash Earning Games
3. Vision11 Fantasy App
I have been using this app since the year 2019. And trust me, this is the app that helped me to make a lot of money without working or automatically. This is also a fantasy cricket app. Here you can play fantasy games like fantasy cricket, football, baseball, basketball, volleyball etc. Kieron Pollard, Axar Patel and Harshal Patel are the brand ambassador of the Vision11 app. This app is one of the best without investment earn money apps in India 2023.
In this app, you will get a ₹300 signup bonus and a ₹100 cash bonus for referral. Vision11 will also give you 10% winning cash for a lifetime. It means this app will give you a chance to earn real money in Bank even without investment or without playing a cash contest. The only thing you need to do is you have to refer some people through your link who are going to play fantasy games in this app using real money. So, you will get a 10% commission for a lifetime.
The minimum withdrawal limit of the Vision11 fantasy app is ₹100. You can withdraw your winning balance and referral commission in your bank once every 24 hours. The maximum you can withdraw every day is Rs 2,00,000.
Also Read: Best Refer and Earn Apps
4. Real11 Gaming App
When the Real11 app was launched it was a fantasy app only. But now users can play games like Ludo in this app. Gautam Gambhir is the brand ambassador of the Real11 app.
If you signup for this app then you will get a ₹100 cash bonus and for a referral, Real11 will give you a ₹50 cash bonus and a ₹75 Xtra cash. You can use 100% up to ₹200 Xtra Cash to join any single contest. It means you can play games and earn real money in Bank without adding money to your account. Just refer people and earn more XtraCash.
The minimum withdrawal limit of the Real11 app is ₹200. You need to complete your KYC in order to withdraw your winning balance to your linked Bank account.
Also Read: Daily 100 Rupees Earning Apps
5. GameZy Gaming App
If you want to play all most every cash game in one app then you will get only a few options in the market. And GameZy fantasy app is one of them. This is one of the best without investment earn money apps that will help you to play many games and make money.
KL Rahul is the brand ambassador of the GameZy app. Here in this app, you can play games like fantasy, rummy, poker, quiz, ludo, ninja etc. Users will get a ₹12516 cash bonus for signup and referral. If you wish you can join GameZy Powerplay to join their affiliate program.
The minimum withdrawal limit of the GameZy app is ₹25. Your withdrawal will complete within one minute. I feel this makes this one of the best without investment earn money apps in India 2023. You need to verify your account with email, mobile, PAN and Bank proofs.
6. 11Challengers Fantasy App
This is a new fantasy app. Probably last two years ago, this app was launched for the very first time in India. It is a pure fantasy gaming app. Here you can play only fantasy cricket and football games. In this app, you will get a ₹50 cash bonus for signup and a referral.
Also, for every new referral, this app will give you 20% winning cash whenever your referred friend deposits cash in their wallet and plays a game. The minimum withdrawal limit is ₹200 and the maximum you can withdraw in a day is ₹50,000 from the 11Challengers app.
Also Read: Best Money Earning Apps With Zero Investment
7. MobiKwik Recharge & Bill Payment App
We all need an app that can help us to recharge, pay bills and make payments online. MobiKwik is one of those apps which can help us to recharge and pay bills in a few seconds. I have been using the MobiKwik app since 2017 and it is one of my favourite without investment earn money apps in India.
You can make money from the MobiKwik app by paying bills or recharging through cashback. But another way to earn money from the app is through referral. MobiKwik’s instant referral cashback feature makes it one of the best without investment earn money apps in India.
If you refer a person and if they join through your link for the first time and make their UPI payment then you will get a ₹20 cashback in your MobiKwik wallet. You can use this wallet balance to recharge and payments or you can transfer your MobiKwik wallet balance to Bank.
Also Read: Best Minimum Withdrawal Fantasy Apps
8. Google Pay Recharge App
Previously the name of this app was Tez. But now people know this app by the Google Pay name. This is a recharge and bill payment app. In this app, you can recharge, pay bills or make payments online on various merchants using UPI ID or QR Scan.
You can make money from the Google Pay app in many ways. This app will give you cashback for every transaction above ₹150. You will get any random amount up to ₹9,999 through scratch cards. Apart from this, if you refer any new user to the Google Pay app then you will get a ₹125 cashback in your Bank when they complete their first UPI payment. These reasons make Google Pay one of the best without investment earn money apps in India.
9. Groww Investment App
Groww is a stock and mutual fund investment app. This app will help you to invest your money in the stock market through your smartphone. You can earn money through this app by investing money online. Apart from this, you can make money from the Groww app by registering on the app and referring a new user also.
Groww App will give you ₹101 SignUp cash and ₹300 Referral Cash. When your referred friend joins through your link and completes their registration you will get ₹100 cash in your Groww app wallet. If the same people invest over ₹1000 in 30 days then you will get more than ₹200 in your Groww app wallet. You can withdraw this money to your Bank account or invest back it in stocks at any time. I feel Groww is one of the best without investment earn money apps in India 2023.
Also Read: Best Apps Like Dream11
10. Paytm Earning App
Paytm needs no introduction. This is the best app for recharge, bill payments, ticket booking, gaming and a lot more things. I feel Paytm is not only one of the best but this is the best without investment earn money apps in India 2023. It is because for any kind of gaming, cashback, survey or earning app you need to have a Paytm account.
You can earn money from the Paytm app in many ways. If you refer a friend then you will get a ₹100 cashback in your account. Apart from this, you can make money through a lot of UPI, bill payments or cashback offers within the Paytm app.
11. OneCode Earning App
This is an all-in-one app where you can promote many apps and earn affiliate commissions in one place. OneCode comes with Paytm and Bank withdrawal options. You can earn money from the OneCode app through referrals and earn a 10% commission for a lifetime.
Also, if you share any app referral link with your friends and if they join through your shared link then you will get the mentioned cashback in your OneCode app. After some time, OneCode will auto-deposit these earnings in your Paytm Bank or wallet. These things make OneCode one of the best without investment earn money apps in India 2023.
Also Read: Best Paytm Cash Earning Apps
12. Paytm First Games
This is the official gaming app from Paytm. In this app, you can different kinds of games like ludo, fantasy cricket, football, rummy etc. This app will give you up to ₹5000 referral cash and a ₹50 signup cash bonus. The referral cash will directly be deposited into your deposit cash. So, you can play any games using your referral cash or deposit cash and then withdraw your earnings to your bank account or Paytm wallet.
This makes this one of the best without investment earn money apps in India 2023. The minimum withdrawal limit of the Paytm First Games is ₹100. If you already have an existing Paytm Bank account then you don’t need to verify your KYC again in this app to withdraw your winning balance.
Also Read: Best Fantasy Cricket Apps in India
FAQs: Earn Money Apps
1. How to make money through money-earning apps?
There are four types of money-earning apps. Like survey apps, referral apps, gaming apps and cashback apps. You need to take surveys in order to earn money from the survey apps. And you have to play games, refer friends or signup on to the apps to make money from the cashback or referral money-earning apps in India.
2. Which is the best game to earn money?
I have used many online earning apps. Some of those are gaming or fantasy apps. Among all these, I think GameZy is one of the best apps that I have ever used. Because you can play almost every game and almost every type of contest in this app. Also, it comes with an instant withdrawal option and the minimum withdrawal of this app is only Rs 25.
3. What games give you real money?
If you deposit cash in any gaming app and play games and then win then they will give you real money. You just have to complete your KYC in order to withdraw your winning balance. I feel Paytm First Games, Vision11, GameZy, Real11, Dream11 and 11Challengers etc are some games which give real money all the time.
4. What are the minimum withdrawal money-earning apps?
GameZy, Paytm First Games, Real11 and Vision11 are some of the best and new minimum withdrawal money earning apps.
Final Thoughts
Everyone wants to earn a little more if given the opportunity. And if the opportunity to earn online is sitting at home, then there is nothing more to say. You can make money from your home in many ways. Earn money apps are one of the ways. These earn money apps will help you to make money from your home just by using your Smartphone.
There are a lot of apps that can help you to make some extra money sitting in one place or without any investment. I have mentioned 15 without investment earn money apps in India 2023. After some time, I will add a few more apps to the list. If you have any suggestions or app names that can be beneficial for others then please let us know. Thanks for your time.
Also Read: Best Free Entry Fantasy Cricket Apps
